How Are Orthopedic Injuries Compensated Under Different Acts

Orthopedic injuries find a broad application in the field of personal injury law in Oakville. That’s quite logical and only natural. The main reason for this is that personal injury law relates to accidents in Toronto which most commonly result in an orthopedic injury or in even worse consequences such as traumatic brain injuries or spinal cord traumas. In any case, the accidents that could lead to said injuries are numerous and that’s why it’s important to know which legislative statutes to follow and to navigate by when suffering from an orthopedic injury. This would mostly depend on the type of accident that you’ve been in.

Insurance Act of Ontario and Rules of Fault Determination

This goes on to cover all sorts of orthopedic injuries as well as the pain and suffering deriving from them. The accidents that fall within this regulated category are car accidents, motor cycle accidents and basically all sorts of motor vehicle accidents – you name it. Under this particular Act victims can seek reparation of their damages through monetary compensation above the already provided one by the insurance company in the events of traumatic injuries or death, for instance.

Occupier’s Liability Act

This particular piece of legislation governs all sorts of slips, trips and falls which have resulted in some sort of injury. Now, contrary to what the majority of people tend to believe, slip & falls are responsible for a great amount of orthopedic injuries. Broken arms and legs as well as torn ligaments and muscle tissue are just some of the injuries that can result from this sort of accident. Brain damage as well as spinal cord injuries are the other, worse-case scenario.

Dog Owner’s Liability Act

This is a particularly interesting act because it’s rather limited in its regulatory effect. It only covers dog bites. However, the compensation can be provided to both people who’ve suffered an injury as a result of a dog bite as well as people who own animals which have been attacked by another dog. In any case, the orthopedic injuries are a constant presence when it comes to dog bites as they most common result in severe muscle tissue ruptures and broken ligaments.

All of the above are strictly drafted to cover the majority of situations under which an orthopedic injury might occur. However, it’s important to note that not all orthopedic injuries are subjected to compensation through the court. In some cases, like the one of the Insurance Act, the injury has to be traumatic and serious because it would otherwise be covered by the No-Fault rule which is obligating the insurance company to cover the damage. Of course, the latter would have a regressive claim towards the at-fault driver but it has to be filed in the first place. Thus, hiring the service of a lawyer holds importance as they understand the nuances of tort laws in Ontario and can help you through the complete process.

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