Can I Get Paid For The Damage To My Car After An Accident?

If you have been involved in a car accident, you want to get the compensation you need for property damage as well as anybody injuries that were sustained during the accident. The insurance company covering the party that was responsible for the accident is obligated to issue payment to you for any damage that occurred due to the fault of their client, as long as fault can be proven and the policy is valid.

If the vehicle you drive can be repaired for less than the cost of the value of your vehicle, the insurance policy from the person at fault will cover these repairs. They will also cover the cost of a rental vehicle while your vehicle is being repaired. You can choose the body shop you want to do the work on your vehicle instead of going to a place that is recommended by the insurance company.

If the damage to your vehicle is valued at more than the value of your vehicle, then your vehicle will be considered totaled. When your vehicle is considered totaled, the insurance company from the person at fault will pay you up to the value of your vehicle at the time that the accident took place in addition to any rental fees associated while the settlement occurs.

In order to determine the total value of your car, the insurance carrier will most likely hire a professional vehicle appraiser that works independently in order to compare your vehicle to vehicles like yours within a certain radius of your home, such as thirty miles. This independent contractor will provide you with a report of your vehicle if you request it. When you get this report, look over it and determine if the insurance information and info documented is correct.

If your vehicle is still financed at the time of the accident, the insurance carrier will then issue a payment to the corporation or individual that has your loan. If there is a difference between the amount the insurance will pay and the total amount due on your loan, you will be responsible for paying this difference. In another word, you will have no vehicle and yet you will be paying on your vehicle loan still. If you have an active gap insurance policy, then this will cover any differences between the amount of your vehicle and the value as determined by the insurance company.

If you are having trouble getting the insurance company to cover all the damages, you need to make sure that your personal injury lawyer in Oakville has submitted all the necessary paperwork and that you have done your part in keeping them informed of what you have or need following the accident. If you have a deductible to pay, sometimes this deductible is waved if the accident is not your fault.

1,486 thoughts to “Can I Get Paid For The Damage To My Car After An Accident?”

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