Category: Personal Injury Law

Regardless of whether you are suffering from a long-term disability or from a partial one, you need to keep in mind that the compensatory procedures are far from being as comprehensive and easy to understand as they have to. The reality is that they are rather challenging and complex and they would require the legal assistance of a professional lawyer. With all this said, let’s have a quick look at some of the important considerations that you might want to keep in mind. Read More

If you file an injury claim with your insurance company, regardless of whether you go at your own or the carrier of the other party’s insurance, there is always the chance that an insurance adjuster is going to contend that said policy doesn’t really cover your accident. The most common reasons for that are usually going to be that: Read More

It is important to decide who is legally at fault following a personal injury accident. When suffering from a personal injury accident the last thing thought about is legal issues. But, it is import to determine who is legally responsible for any personal injury. This is known as liability and is when a person or business is found negligent or careless. Deciding on fault is more than merely saying it. When deemed a fault or careless act, the defendant pays for any injuries. Read More

Yes, medical malpractice is possible if medical staff sends a patient home too early. When admitted to the hospital a patient needs medical treatment. There are times when early discharge from a hospital or medical facility happens. This means the patient has not been treated completely. The decision made by hospital staff could lead to readmission or seeking treatment for the same condition elsewhere. Either way medical malpractice is possible. Read More

The unfortunate truth is that the majority of the insurance adjusters are going to attempt to handle your claim without any unnecessary energy and time being wasted. However, there are always quite a few insurance adjusters who would want to stall your claim or bluff into giving you an inconsiderable compensation. It is in those cases that no serious negotiation can take place – this is something that you should account for. Read More

When a family member dies because of the fault of another individual in an accident, wrongful death suits can be brought against the at-fault party. Grievances can be claimed by certain family members of spouse under certain circumstances. Wrongful death claims are meant to allow surviving members of the deceased’s family to seek monetary reparation for damage done because of this death. Monetary reparations are meant to help alleviate the stress often brought on by the death of a loved one and can include recompense for funeral costs, unpaid medical bills and even emotion injury. It is important to be aware of who can file such claims and what is to be expected from winning them. Read More

The thing about personal injury law is that the compensation that the victim of an accident receives is going to be based off the severity of the injuries. And, that’s quite logical. The main purpose behind personal injury law is to provide monetary compensation for all the losses which were caused by the accident. The idea is to assist the victim in restoring his life to the point before the accident. However, how do we measure injuries? What is determined as a catastrophic injury? Let’s have a look. Read More

Now, the truth is that the entire process from filing your claim to receiving the actual compensation is long, complicated and, quite frankly – burdensome. There is a tremendous amount of different things which is going to affect the overall amount of your compensation and it’s not uncommon for victims to get unpleasantly surprised. Read More

One of the more common personal injury claims in the Greater Toronto Area is those for long-term disability insurance benefits.  Disabilities, whether they have developed over a long period of time or are sustained suddenly and unexpectedly, can cause emotional, mental, and physical trauma.  More importantly, they can financially devastate a family.  These are frightening circumstances, especially if the injured person is the sole provider of the household.

 

The primary benefit of having a personal injury lawyer advocate on your behalf is that they are there to bear your burden so you don’t have to.  You’re already overwhelmed with countless documents and tons of paperwork.  So you certainly don’t need to have any more stress and worry piled on you during your recovery.  An experienced personal injury lawyer in Waterloo can gives you a better chance of getting the compensation you’re entitled to, and can help you navigate through the legal process.

 

Listed below is a compilation of the 6 most commonly asked questions regarding long-term disability insurance:

 

·         What is long-term disability insurance? This provides claimants with a percentage of their wages in the event that they are injured or get sick and are unable to work.  Those benefits can help you pay for monthly bills, medical care and treatment, recovery and rehabilitation costs, and other household expenses.

 

·         Can insurance companies use surveillance legally? Surprisingly, YES they can.  They do this in order to determine if you are really injured as seriously as you say you are.  But mostly, they use surveillance to discredit your case.  The best move you can make is to be 100% honest about everything.

 

·         How do long-term and short-term disability insurances differ? While long-term disability insurance provides financial coverage over the long-term when you are left permanently disabled and can no longer work.  Conversely, short-term disability covers you when you are temporarily unable to work due to your injuries or sickness. It is temporary financial assistance.

 

·         How long does it take to resolve my claim? On average, it will take between 1 and 2 years for a long-term disability claim to be resolved.  Remember, long-term disability claims are about compensation, not your pain and suffering. You might need to consider that.

 

·         What disabilities qualify me for long-term benefits? In most personal injury cases, the type of injury or sickness you’ve sustained really won’t matter provided you lack the ability to perform your job.

 

·         What if my long-term disability benefits get denied? The first step is to sit down and consult with an experienced personal injury lawyer.  The first step is to determine the reason for the denial.  Once the lawyer has narrowed it down to the main reasons you got denied, he or she will develop the game plan.

 

In any event, this will give you a much better chance of getting your long-term disability benefits and ensure your rights are protected. Talk with a personal injury lawyer in Oakville for better information.

The primary responsibility of a personal injury lawyer is to advocate on behalf of those individuals that have been injured in an accident caused by another party.  Many of these cases are attributed to the careless, negligent, or reckless behavior of someone else and the injury victim or plaintiff is oftentimes entitled to compensation.  Many of these injuries, especially those resulting from motor vehicle accidents, are oftentimes life-altering and the individual may be permanently disabled as a result.

 

Consequently, many personal injury lawyers in the Greater Toronto Area feel that more needs to be done in order to prevent needless injuries and fatalities.  Fortunately, the Provincial Government recently passed Bill 31 or the “Making Ontario Roads Safer Act.”  A portion of the bill targets distracted driving and has increased fines from $200 to $490 as a result.  Furthermore, the guilty driver will receive up to three demerit points if they are convicted of distracted driving. This is a serious offence and accidents can turn deadly in minutes.

 

Where driver distraction is concerned, statistics have clearly revealed that a significant percentage of motor vehicle accidents are attributed to the 3 types of driver distractions that are listed below:

 

Cell phone/smartphone usage – while certain mobile devices such as cell phones and tablets have an important role in our day-to-day lives, they are one of the 3 most common distractions that lead to motor vehicle accidents.  Even though hands-free devices are available, they still come with certain risks attached.  The key is to finish any important conversation you may be having before you start driving.  Better yet, set your phone on silent or turn it off when you get into your vehicle.

 

Drinking and eating or grooming – think of all the times you’ve been driving to work and you notice that the driver in the lane next to you is either drinking their coffee with a croissant breakfast sandwich.  Maybe you’ve seen a woman doing her make-up as she is driving.  Granted, these are all important.  However, it’s best to do this at home before leaving.  Stop taking risks.  Set your alarm clock 15 to 20 minutes earlier so you can do these things before getting on the road.

 

Kids in the car – parents can truly appreciate this one considering there is a separate set of distractions for each child that rides in the vehicle with them.  From riding with a crying infant or toddler to responding to a barrage of:  “Are we there yet’s?”, “He (or she) hit me’s!”, “I need to use the bathroom’s.”, “I’m hungry’s.”, “I’m gonna be sick’s.”, and on and on and on.  If you reach in the bag next to you or your purse to quiet them with a snack or reach around to quell the fight in the back seat, you put everyone at risk.