First Steps In Settling of Claim

If you have been injured during an accident, you have the right to seek compensation from the person that was responsible for that same incident. How do you go about seeking the money that you deserve?

Claims are filed with the insurance company of the responsible party.

Those are 3rd party claims. A policyholder that had purchased uninsured motorist or underinsured motorist coverage might have reason to file with his or her own company, as the first party.

Actions to take before filing a claim

Give notice of your intentions to the person that you believe was responsible for the accident. By giving that same person notice, you reduce the chances that the target of your claim might say that you were being unfair, because you had waited so long to take any action.

Purchase a wall calendar, if you do not already have one. You will need to keep track of the date, so that you do not miss a deadline. Also put pencil and paper close to every phone. If you plan to file a claim with a government agency, you must do so promptly. Each state has its own time limit. Get in touch with a personal injury lawyer in Oakville or contact the District Attorney, so that you can discover the deadline for filing a claim.

Actions to take after claim has been filed

Prepare for possible lawsuit. A claimant can never know for sure how smoothly the pre-settlement negotiations might progress. If that process were to reach a roadblock, then the claimant might need to initiate a lawsuit.

Realize that every state has a statute of limitations, regarding the time available for accident victims that want to seek compensation for their injuries. Remember that if you file a lawsuit, you do not have to actually move forward with a trial. You simply retain your right to follow that particular route, if you so choose.

Take notes on what you recall, concerning the injury-causing accident. Also keep track of how the injury has had an impact on your life. You might want to return to the site of that particular incident. If you do go back to that site, make a point of taking some pictures. Keep notes on any conversations that you have with the insurance adjuster, the defendant, any witnesses, or anyone else that might contact you, regarding your claim/lawsuit.

Make certain that you are able to preserve quality evidence. If you have any examples of damaged property, store them in a safe place. If you have taken any photographs, make sure that each of them has the date on which it was taken. Consider inquiring about any video footage of the spot where you were accidentally injured.

574 thoughts to “First Steps In Settling of Claim”

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