Information That You Do Not Have To Share With Your Insurance Company, Following An Accident

When you, as the victim in an auto accident have completed all the other more essential tasks, then you can set aside time in which to speak to your insurance company. Be sure to tell them the truth. Still, do not think that you have to tell them everything.

Keep in mind the goal of every company that sells automobile insurance. It wants to close each case as quickly as possible. Furthermore, it hopes that the policy holder will feel satisfied with the lowest reasonable payout.

Do not reveal any personal opinions. If you keep those facts in mind, you should appreciate the wisdom behind holding back on the sharing of each piece of information that relates to the recent accident. Do not admit that you were at fault in any way.

Do not say that you were not injured. At that point you have no way of knowing whether or not you have sustained an injury, one that should be causing real pain within the next 24 hours. For that reason, you must refrain from talking about your injuries to the other driver, to police or to your insurance.

Do not provide your insurance with the names of friends or family members, unless you get taken to the hospital, and must arrange to have a ride home. If your case goes to trial, a defense attorney will want to know what you might have said to others at the time of the accident. You do not want to have that curious attorney questioning your friends and relatives.

Do not sign a medical release, unless your injury lawyer in Oakville has said that you can. Do not give a recorded statement. Do not hesitate to say “I do not know,” if you fail to recollect every detail that concerns the collision. You must avoid being charged with handing out false information.

Get a lawyer. Tell the truth. Be ready to put to use any fact that you held back. If you discover that the other party has lied, then you can surprise the insurance for the other driver by revealing the fact that you have kept hidden.

Demonstrate true concern for your situation. Do not allow the insurance company to think that you have your mind focused on the anticipated monetary compensation. That might arouse suspicions, which could lower the chances that you would ever receive any sort of compensation.

You might be wise to suggest that you do not intend to call a lawyer. Then you know that you can fight for a substantial settlement, if you have the insurance company thinking that an early, but substantial settlement will keep you from meeting with an injury lawyer.

2,056 thoughts to “Information That You Do Not Have To Share With Your Insurance Company, Following An Accident”

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