About The Accident Coverage Available To Bicyclists

Cyclists are treated like motorists when it comes to the rules of the road. They are expected to obey all rules involving traffic signals and pedestrian walkways. However, they are not required to carry insurance. This doesn’t mean that they do not have benefits available to them should the situation arise that requires such things. Most often when cyclists are involved in a traffic accident is because of the fault of a motorist. Perhaps the motorist did not see the oncoming bicycle because they were in their blind spot. Most accidents involving bicycle versus car is because a motorist opened the door on an oncoming cyclist. But, accidents do occur where the cyclist is hit by the car. Read More

Will Injury Lawyer Advice About Long-Term And Severe Injuries Claim After An Accident?

The thing about personal injury law is that the compensation that the victim of an accident receives is going to be based off the severity of the injuries. And, that’s quite logical. The main purpose behind personal injury law is to provide monetary compensation for all the losses which were caused by the accident. The idea is to assist the victim in restoring his life to the point before the accident. However, how do we measure injuries? What is determined as a catastrophic injury? Let’s have a look. Read More

Can I File A Product Liability Claim After Getting Injured Due To Use of An Unsafe Product?

Every single day in Canada millions of consumers purchase a whole range of different products. These might range from dairy products, groceries, vehicles, toys, food, clothes and basically everything that you can really thing of, including pharmaceutical drugs and cosmetics. With every single thing that you buy, you expect that the company that manufactured it and the sellers accordingly have done everything within their reach to actually ensure that they are safe for usage. At the same time, you expect that if there are any inherent risks and hazards which come with the product, they will be communicated accordingly and that you will be well aware of them. Read More

Why Are Owners Held Liable In Dog Bites Cases?

Pet owners are directly liable for physical injuries and mental trauma caused by their pet animals. In a lot of cases when someone was injured by a pet, most commonly a dog, the owner of the dog as well as the owner of the property, in case they are different people, might actually be held accountable for the injuries of the victim, regardless of whether the injuries are psychological or physical. Read More

Do Rules of Fault Determination Affect Accident Benefits And Insurance Claims?

If you have been injured in a pedestrian, cycling, motor vehicle or just about any accident out there, you are capable and entitled to filing for Ontario Accident Benefits with the insurance company, regardless of whether you are at fault or not. This is due to the fact that there is the so-called “No fault” rule which is set forth in the “Rules of Fault Determination” in the Insurance Act of Ontario. If you plan on going after the other driver for your pain and suffering compensation or for any other expenses out there, you must file your claim through your own insurance company first. Read More

Am I Liable If My Dog Bites Someone?

Being a dog owner is a responsibility – that’s something that you need to take into account. You are personally liable for the conduct of your pet and you need to ensure that it’s properly taught to behave. This is especially true when you go ahead and take your pet outside for a walk out in the public. With this in mind, there are quite a lot of things that you might want to take into account when your dog attacks another person or an animal. Read More

6 FAQ’s regarding Long-Term Disability Insurance

One of the more common personal injury claims in the Greater Toronto Area is those for long-term disability insurance benefits.  Disabilities, whether they have developed over a long period of time or are sustained suddenly and unexpectedly, can cause emotional, mental, and physical trauma.  More importantly, they can financially devastate a family.  These are frightening circumstances, especially if the injured person is the sole provider of the household.

 

The primary benefit of having a personal injury lawyer advocate on your behalf is that they are there to bear your burden so you don’t have to.  You’re already overwhelmed with countless documents and tons of paperwork.  So you certainly don’t need to have any more stress and worry piled on you during your recovery.  An experienced personal injury lawyer in Waterloo can gives you a better chance of getting the compensation you’re entitled to, and can help you navigate through the legal process.

 

Listed below is a compilation of the 6 most commonly asked questions regarding long-term disability insurance:

 

·         What is long-term disability insurance? This provides claimants with a percentage of their wages in the event that they are injured or get sick and are unable to work.  Those benefits can help you pay for monthly bills, medical care and treatment, recovery and rehabilitation costs, and other household expenses.

 

·         Can insurance companies use surveillance legally? Surprisingly, YES they can.  They do this in order to determine if you are really injured as seriously as you say you are.  But mostly, they use surveillance to discredit your case.  The best move you can make is to be 100% honest about everything.

 

·         How do long-term and short-term disability insurances differ? While long-term disability insurance provides financial coverage over the long-term when you are left permanently disabled and can no longer work.  Conversely, short-term disability covers you when you are temporarily unable to work due to your injuries or sickness. It is temporary financial assistance.

 

·         How long does it take to resolve my claim? On average, it will take between 1 and 2 years for a long-term disability claim to be resolved.  Remember, long-term disability claims are about compensation, not your pain and suffering. You might need to consider that.

 

·         What disabilities qualify me for long-term benefits? In most personal injury cases, the type of injury or sickness you’ve sustained really won’t matter provided you lack the ability to perform your job.

 

·         What if my long-term disability benefits get denied? The first step is to sit down and consult with an experienced personal injury lawyer.  The first step is to determine the reason for the denial.  Once the lawyer has narrowed it down to the main reasons you got denied, he or she will develop the game plan.

 

In any event, this will give you a much better chance of getting your long-term disability benefits and ensure your rights are protected. Talk with a personal injury lawyer in Oakville for better information.

3 Primary Reasons why some Motor Vehicle Accidents are the Basis for a Personal Injury Lawsuit

The primary responsibility of a personal injury lawyer is to advocate on behalf of those individuals that have been injured in an accident caused by another party.  Many of these cases are attributed to the careless, negligent, or reckless behavior of someone else and the injury victim or plaintiff is oftentimes entitled to compensation.  Many of these injuries, especially those resulting from motor vehicle accidents, are oftentimes life-altering and the individual may be permanently disabled as a result.

 

Consequently, many personal injury lawyers in the Greater Toronto Area feel that more needs to be done in order to prevent needless injuries and fatalities.  Fortunately, the Provincial Government recently passed Bill 31 or the “Making Ontario Roads Safer Act.”  A portion of the bill targets distracted driving and has increased fines from $200 to $490 as a result.  Furthermore, the guilty driver will receive up to three demerit points if they are convicted of distracted driving. This is a serious offence and accidents can turn deadly in minutes.

 

Where driver distraction is concerned, statistics have clearly revealed that a significant percentage of motor vehicle accidents are attributed to the 3 types of driver distractions that are listed below:

 

Cell phone/smartphone usage – while certain mobile devices such as cell phones and tablets have an important role in our day-to-day lives, they are one of the 3 most common distractions that lead to motor vehicle accidents.  Even though hands-free devices are available, they still come with certain risks attached.  The key is to finish any important conversation you may be having before you start driving.  Better yet, set your phone on silent or turn it off when you get into your vehicle.

 

Drinking and eating or grooming – think of all the times you’ve been driving to work and you notice that the driver in the lane next to you is either drinking their coffee with a croissant breakfast sandwich.  Maybe you’ve seen a woman doing her make-up as she is driving.  Granted, these are all important.  However, it’s best to do this at home before leaving.  Stop taking risks.  Set your alarm clock 15 to 20 minutes earlier so you can do these things before getting on the road.

 

Kids in the car – parents can truly appreciate this one considering there is a separate set of distractions for each child that rides in the vehicle with them.  From riding with a crying infant or toddler to responding to a barrage of:  “Are we there yet’s?”, “He (or she) hit me’s!”, “I need to use the bathroom’s.”, “I’m hungry’s.”, “I’m gonna be sick’s.”, and on and on and on.  If you reach in the bag next to you or your purse to quiet them with a snack or reach around to quell the fight in the back seat, you put everyone at risk.

Understanding More About Different Grades Of Traumatic Brain Injuries

One of the most common types of catastrophic injuries resulting from causes enveloped by personal injury law is those to the brain. However, you have to understand that your brain is a particularly complex organ and it’s impossible to define one type of damage and be done with it. Different injuries are going to have different grades based on the severity. With this in mind, it’s important to know that they would all be looked at differently from the perspective of the law and this is going to have a significant impact on the overall outcome of the trial. So, without any further ado, let’s see the three grades of brain injuries.

Mild Brain Injuries

A mild injury to the brain is one which is usually associated with a loss of consciousness for a few seconds, maximum up to a few minutes. However, if there isn’t a loss of consciousness, mild brain injuries include are indicative if you feel confused, disoriented or dazed, for instance. Other symptoms of this type of brain injuries include drowsiness, dizziness, over sensitivity to sounds and lights or having trouble concentrated. This is usually an injury which results from accidents which aren’t as impactful. They are less likely to receive significant compensation as a result of a trial but they should definitely be addressed.

Moderate brain injuries

A moderate brain injury could be constituted as one which is associated with loss of consciousness for several minutes to a few hours. Of course, there is a fine line that has to be drawn here. There are moderate injuries and then there are traumatic ones which are even more severe. Moderate injuries are characterized with vomiting, sever confusion and terrible headaches. These are usually going to be subjected to considerable compensation and they should most certainly get examined on the shortest notice.

Traumatic brain injuries

These are the most feared ones as they are likely to have a lifelong effect on the victim. Traumatic brain injuries are usually associated with loss of consciousness for more than just a few hours. However, some of the most characteristic symptoms include impaired speech, loss of short- and long-term memory which is also known as amnesia, impaired sight and also impaired healing abilities.

In any case, traumatic brain injuries are almost always going to be accompanied by the respective disability. This is why LTD claims are particularly common in situations of the kind. However, it’s important to note that traumatic brain injuries are usually going to have a considerable impact on the entire life of the victim as recovery is rarely complete. Even if you manage to recover, there are always going to be symptoms such as migraines and severe headaches.

Thus, getting compensated for your or your loved one’s injuries becomes important. Hiring the services of a professionally experienced personal injury lawyer in Oakville becomes an important aspect of winning the case.