As the temperatures are constantly fluctuating throughout the entire winter season, the chance of a pedestrian to slip and fall is particularly serious. This is especially true as the sidewalks are all frozen and represent an icy pathway. Read More
When a family member dies because of the fault of another individual in an accident, wrongful death suits can be brought against the at-fault party. Grievances can be claimed by certain family members of spouse under certain circumstances. Wrongful death claims are meant to allow surviving members of the deceased’s family to seek monetary reparation for damage done because of this death. Monetary reparations are meant to help alleviate the stress often brought on by the death of a loved one and can include recompense for funeral costs, unpaid medical bills and even emotion injury. It is important to be aware of who can file such claims and what is to be expected from winning them. Read More
Cyclists are treated like motorists when it comes to the rules of the road. They are expected to obey all rules involving traffic signals and pedestrian walkways. However, they are not required to carry insurance. This doesn’t mean that they do not have benefits available to them should the situation arise that requires such things. Most often when cyclists are involved in a traffic accident is because of the fault of a motorist. Perhaps the motorist did not see the oncoming bicycle because they were in their blind spot. Most accidents involving bicycle versus car is because a motorist opened the door on an oncoming cyclist. But, accidents do occur where the cyclist is hit by the car. Read More
The thing about personal injury law is that the compensation that the victim of an accident receives is going to be based off the severity of the injuries. And, that’s quite logical. The main purpose behind personal injury law is to provide monetary compensation for all the losses which were caused by the accident. The idea is to assist the victim in restoring his life to the point before the accident. However, how do we measure injuries? What is determined as a catastrophic injury? Let’s have a look. Read More
Every single day in Canada millions of consumers purchase a whole range of different products. These might range from dairy products, groceries, vehicles, toys, food, clothes and basically everything that you can really thing of, including pharmaceutical drugs and cosmetics. With every single thing that you buy, you expect that the company that manufactured it and the sellers accordingly have done everything within their reach to actually ensure that they are safe for usage. At the same time, you expect that if there are any inherent risks and hazards which come with the product, they will be communicated accordingly and that you will be well aware of them. Read More
Now, the truth is that the entire process from filing your claim to receiving the actual compensation is long, complicated and, quite frankly – burdensome. There is a tremendous amount of different things which is going to affect the overall amount of your compensation and it’s not uncommon for victims to get unpleasantly surprised. Read More
Pet owners are directly liable for physical injuries and mental trauma caused by their pet animals. In a lot of cases when someone was injured by a pet, most commonly a dog, the owner of the dog as well as the owner of the property, in case they are different people, might actually be held accountable for the injuries of the victim, regardless of whether the injuries are psychological or physical. Read More
If you have been injured in a pedestrian, cycling, motor vehicle or just about any accident out there, you are capable and entitled to filing for Ontario Accident Benefits with the insurance company, regardless of whether you are at fault or not. This is due to the fact that there is the so-called “No fault” rule which is set forth in the “Rules of Fault Determination” in the Insurance Act of Ontario. If you plan on going after the other driver for your pain and suffering compensation or for any other expenses out there, you must file your claim through your own insurance company first. Read More
Being a dog owner is a responsibility – that’s something that you need to take into account. You are personally liable for the conduct of your pet and you need to ensure that it’s properly taught to behave. This is especially true when you go ahead and take your pet outside for a walk out in the public. With this in mind, there are quite a lot of things that you might want to take into account when your dog attacks another person or an animal. Read More
One of the more common personal injury claims in the Greater Toronto Area is those for long-term disability insurance benefits. Disabilities, whether they have developed over a long period of time or are sustained suddenly and unexpectedly, can cause emotional, mental, and physical trauma. More importantly, they can financially devastate a family. These are frightening circumstances, especially if the injured person is the sole provider of the household.
The primary benefit of having a personal injury lawyer advocate on your behalf is that they are there to bear your burden so you don’t have to. You’re already overwhelmed with countless documents and tons of paperwork. So you certainly don’t need to have any more stress and worry piled on you during your recovery. An experienced personal injury lawyer in Waterloo can gives you a better chance of getting the compensation you’re entitled to, and can help you navigate through the legal process.
Listed below is a compilation of the 6 most commonly asked questions regarding long-term disability insurance:
· What is long-term disability insurance? This provides claimants with a percentage of their wages in the event that they are injured or get sick and are unable to work. Those benefits can help you pay for monthly bills, medical care and treatment, recovery and rehabilitation costs, and other household expenses.
· Can insurance companies use surveillance legally? Surprisingly, YES they can. They do this in order to determine if you are really injured as seriously as you say you are. But mostly, they use surveillance to discredit your case. The best move you can make is to be 100% honest about everything.
· How do long-term and short-term disability insurances differ? While long-term disability insurance provides financial coverage over the long-term when you are left permanently disabled and can no longer work. Conversely, short-term disability covers you when you are temporarily unable to work due to your injuries or sickness. It is temporary financial assistance.
· How long does it take to resolve my claim? On average, it will take between 1 and 2 years for a long-term disability claim to be resolved. Remember, long-term disability claims are about compensation, not your pain and suffering. You might need to consider that.
· What disabilities qualify me for long-term benefits? In most personal injury cases, the type of injury or sickness you’ve sustained really won’t matter provided you lack the ability to perform your job.
· What if my long-term disability benefits get denied? The first step is to sit down and consult with an experienced personal injury lawyer. The first step is to determine the reason for the denial. Once the lawyer has narrowed it down to the main reasons you got denied, he or she will develop the game plan.
In any event, this will give you a much better chance of getting your long-term disability benefits and ensure your rights are protected. Talk with a personal injury lawyer in Oakville for better information.