Traumatic Brain Injuries and the Impact they can have on the Victim’s Family

When a loved one sustains a traumatic brain injury in an accident, it not only affects the injured person, it can have an impact on their entire family.  While the impact to the victim is typically mental and physical in nature, the family suffers emotionally.  They also feel the financial impact of their loved one’s injuries resulting from:

 

·         cost of accommodations and travel if your loved one is receiving medical care away from home

·         loss of income

·         medical expenses

·         specialized rehabilitation therapies

 

Unfortunately, many traumatic brain injury victims in St. Catharines, and Waterloo are not compensated adequately for the damages and losses they have incurred.  In most cases, this is due to either not enlisting the help and representation of an experienced personal injury lawyer in Oakville or hiring a lawyer that didn’t specialize in their personal injury claims and lawsuits.

 

How can a Personal Injury Lawyer help You?

 

There are a number of ways that an experienced personal injury lawyer who specializes in traumatic brain injury cases can help you including:

 

·         being your strongest advisor and advocate will striving to achieve fair and reasonable compensation for the injury victim and his or her family

 

·         partnering with the victim’s family members in order to achieve a successful outcome during such a challenging and difficult time

 

·         proving to the insurance company that the victim’s need for care and support is much higher than what a minimum settlement can pay for

 

·         seeking full compensation from the negligent or responsible party (defendant) for the lifetime costs attributed to the victim’s traumatic brain injury

 

·         working hand-in-hand with accountants, healthcare and medical professionals, present and future care specialists, rehabilitation therapists, etc.

 

You have to remember that the insurance companies in Oakville, St. Catharines, and Waterloo do not have your best interests in mind, even when you are their client.  So imagine what it would be like to battle it out in court with their lawyers and you are not being represented by one. That is why it makes a lot of sense to hire a lawyer before filing for claim.

 

Helping Family Members during the Recovery Period

 

Aligning with a personal injury lawyer that specializes in traumatic brain injury claims makes a lot of sense when you consider the impact on the victim.  Their support is vital while injury victims are recovering and they are seeking the maximum compensation for damages and losses.  Remember, experienced personal injury lawyers aggressively represent their clients in the courtroom and at the negotiating table.

 

When you are being skillfully represented, the lawyer and his or her staff understand your personal, health, and financial challenges that accompany traumatic brain injuries.  Keep in mind that it can take years to reach a settlement in traumatic brain injury cases.  Unfortunately, you and your family cannot wait that long for financial assistance and that is why you need an experienced personal injury lawyer on your side.

How Are Orthopedic Injuries Compensated Under Different Acts

Orthopedic injuries find a broad application in the field of personal injury law in Oakville. That’s quite logical and only natural. The main reason for this is that personal injury law relates to accidents in Toronto which most commonly result in an orthopedic injury or in even worse consequences such as traumatic brain injuries or spinal cord traumas. In any case, the accidents that could lead to said injuries are numerous and that’s why it’s important to know which legislative statutes to follow and to navigate by when suffering from an orthopedic injury. This would mostly depend on the type of accident that you’ve been in. Read More

Negotiating a Settlement in Your Personal Injury Case

Most individuals who seek legal representation for their personal injury case in the cities of Oakville, St. Catharines, or Waterloo are unaware of the fact that roughly 90% of all cases are settled out of court.  A settlement is basically an agreement made between the defendant, plaintiff, and their lawyers thereby ending the legal process.  In most cases, a settlement is negotiated by the defendant agreeing to compensate the plaintiff with an agreed upon sum of money.

 

Prior to the Settlement

 

The two parties engage in negotiations prior to reaching a settlement at which time the following usually transpires between them:

 

·         They each state their case

·         They make claims

·         They respond to each other’s claims

·         They make settlement offers

 

The best case scenario is for settlement negotiations to proceed as quickly as possible.  That is why you need a good personal injury lawyer that is not only aggressively perusing your case but is not intimidated by the other party. However, this will depend on 3 factors:

 

·         the circumstances

·         the offers involved

·         the willingness of the parties to settle

 

Unfortunately, negotiations can oftentimes break down or drag out until both parties wind up in front of a judge and jury because of their inability to reach an agreement out of court.  When it comes to negotiating a settlement in a personal injury lawsuit in Oakville, St. Catharines, or Waterloo, there is no single one-size-fits-all formula coming to a fair and reasonable agreement.  Basically, the defendant’s and plaintiff’s lawyers will negotiate back and forth until they can agree.

 

The Demand Letter

 

After a personal injury lawyer has investigated your case in order to determine what exactly happened, they will prepare a demand letter for the defendant and their lawyer.  Keep in mind that an investigation of the circumstances could take days, weeks, or even months.  However, the goal of these efforts is the drawing up of the demand letter.  This is simply a formal, legal document claiming that you sustained injuries because of the defendant’s careless, negligent, or reckless actions.  Furthermore, your lawyer will also ask for a specific dollar amount as compensation for any and all damages.

 

Negotiating with Insurance Company Adjusters

 

While the demand letter is, for all intents and purposes, the first settlement offer in your personal injury case, it is rare that a settlement will be achieved without negotiations.  In most personal injury cases, the defendant has an insurance policy that will cover them.  Once your demand letter reaches the insurer, it is turned over to an adjuster who will evaluate the case and determine what they feel is a fair settlement amount.

 

You should be prepared for a lowball offer.  Your lawyer will make a counteroffer and at that point, the adjuster will either agree to a settlement or propose another settlement amount slightly higher than the initial one.  With any luck, this process will not repeat itself too many times before a fair and reasonable settlement amount if agreed upon.

A Detailed Look at Pain and Suffering in Personal Injury Law

In personal injury cases that take place in Ontario Provincial cities such as Oakville, St. Catharines, or Waterloo, plaintiffs are entitled to compensation for what is called “pain and suffering”.  According to the Legal Dictionary, pain and suffering is defined as:

 

“The physical and mental distress suffered from an injury, including actual broken bones and internal ruptures, but also the aches, pain, temporary and permanent limitations on activity, potential shortening of life, depression, and embarrassment from scarring, all of which are part of the ‘general damages’ recoverable by someone injured by another’s negligence or intentional attack.”

 

In personal injury law, you may be compensated for what you have endured as well as if your pain and suffering continues.  These are commonly referred to as “non-pecuniary general” damages in a personal injury cases.

 

Compensation Limits

 

Nearly 40 years ago, the Supreme Court of Canada established limits on the amount of compensation awarded for an individual’s pain and suffering.  With the addition of inflation since that time, the amount is roughly $340,000 but only in the most severe instances.  The cap amount was established because of the Supreme Court‘s opinion that pain and suffering damages were not compensatory in nature and that no amount of money will provide actual restitution.

 

Consequently, the damages awarded are seen as the provision of additional funds in order to make a person’s life easier to endure.  According to personal injury law, injury victims or plaintiffs will be compensated for future care expenses and lost wages.  The actual reasoning for the establishment of the cap was based on the case of “Andrews v. Grand & Toy Alberta Ltd.”

 

Meeting the Threshold

 

If a personal injury claim stems from an auto vehicle accident in the cities of Oakville, St. Catharines, Waterloo, your injuries must meet the threshold (legal requirements) in order to claim pain and suffering damages.  If the threshold is not met, then you won’t be entitled to damages.  In order to meet or pass the threshold, your injuries must have resulted in:

 

·         Permanent serious disfigurement e.g. amputation of a limb, scarring, etc.

·         Permanent serious impairment of mental, physical, and psychological functions

·         Your death

 

Unless you meet this threshold, a claim for pain and suffering will not be allowed.  On the other hand, any claims for loss of earning capacity or income are not affected by this threshold.  Furthermore, a deductible amount of $30,000 will be subtracted from the compensation for damages that you are entitled to.  The rules governing pain and suffering claims are oftentimes complex and difficult to interpret.

 

This is why it is vital that you rely on the experience and expertise of a qualified personal injury lawyer in Oakville, St. Catharines, or Waterloo to represent your case.  Keep in mind that you have a better chance of getting a fair and reasonable settlement for your injuries when you have a lawyer representing you.  Most importantly, your lawyer will ensure that your rights are protected throughout the legal process.

How to file for CPP Disability Claims?

If you have been injured and are need to file for disability claim on a temporary or permanent basis, you can do that through your employers under the purview of Canada Pension Plan (CPP) or Workplace Safety and Insurance Board (WSIB).Although many companies offer long term disability policies, it is best that you have your own personal injury lawyer to look after your legal requirements. The injury lawyer will walk you through the CPP disability claim procedure if you want.

Those filing for the WSIB claims are eligible to sue the defendant for damages, but if you are contemplating it, talk with your lawyer about it.It is important that you complete the application when you are applying for the disability benefits under Canada Pension Plan. If any other documents have to be attached, ensure that you don’t miss any of the paperwork. This is important because it will form the basis of the compensation claim and you cannot afford to go wrong on the information. If you miss out on any information chances diminish of your receiving the maximum compensation. Some of the essential documents that need to be included are:

Medical Reports and documentation

It is important to get the medical reports and related documents from the physicians that have been looking after you or are familiar with your injuries and disability. You might want to schedule an appointment and discuss the CPP disability claim and get the report filled. Check for inaccuracies before you submit it. You might need other supporting documents from orthopedic doctors, physiotherapists and neurologists detailing your medical condition and how it is affecting your life.

Disability benefit forms

You are required to submit the Questionnaire for Disability Benefits along with the medical report. This will determine the outcome of your claim. You are given a chance to describe the disability, how it has affected you, your limitations. It gives you a chance to explain the ill-effects of the disability and its impact on housekeeping, driving, personal care and social activities that you enjoyed. The information that is needed while filing for CPP application is immense and additional documents that are needed is:

·         Consent for Medical Evaluation

·         Authorization to Disclose Information /

·         Child-rearing Dropout Provision form  (this is needed if you have kids and are out of job)

The date of injury or disability will need to be mentioned and when you stopped working and you had to do that. It is essential to mention whether you were terminated due to your disability or could no longer work. Include any information about your disability as mentioned by your doctor.

Under the section “illnesses or impairments”, it is best to write clearly yet mention the exhaustive list of ailments and disability that you suffer with. For descriptive overview of the disability, you can refer to the doctor’s medical reports.

It is essential to mention additional chronic ailments like diabetes, hypertension, depression or others which may not be leading to disability but can lower the quality of your life. It is better to include the listed therapies (massage, acupuncture, occupational therapy) and medications that have been prescribed.

 

How Do Personal Injury Lawyers Help Victims With Compensatory Damages?

One of the first things that the majority of people are going to ask their Personal Injury Lawyer in Oakville is how much money are they going to get out of the compensatory claim. The fact is that this question is incredibly hard to answer, especially in the early stages of the lawsuit. In the majority of situations it would be simply impossible to determine the exact cause of said damages because the plaintiff would still have to undergo medical treatment, to receive adequate therapy and to give your body the chance to actually rehabilitate as well. This particular process could be lasting for a couple of months or for a few years and it is likely to be very expensive.

Which are the factors to consider?

Personal Injury Lawyers in Oakville all share the same trait. They deal with cases which result from vehicle accidents in which the monetary damages are paid from one party – the at-fault side called a defendant to the other party – the victim, called a plaintiff. In the majority of cases in which a vehicular accident is involved, there is going to be an insurance company in the middle who is going to take the responsibility for paying the monetary damages as per the contract of the insured. However, the fact is that in the state of Ontario, over 90% of the cases are settled prior to getting into a court room. This is generally considered as incredibly beneficial for the plaintiff.

Compensatory damages

So, basically the most important question to ask the Personal Injury Lawyer in Oakville is regarding the compensatory damages in the particular field of personal injury. They are called this way because the money that would be transferred to the injured party has to get compensated. With this in mind there are two basic types of compensatory damages as per the legislative provisions of the state of Ontario.

·         Medical treatment

The personal injury damages are intended to include the cost of the exact medical care which is associated with the particular accident. The main emphasis is on reimbursing the so called ‘out of pocket’ expenses which are done for the medical treatment as well as for the rehabilitation expenses.

·         Pain and suffering

This is the amount of money that you would receive for the pain and the suffering that you were forced to endure as a result of the particular accident. They are commonly called non-pecuniary damages. However, there is a decision of The Supreme Court of Canada which was issued back in 1978 and it capped the maximum amount of the pain and suffering which is now approximately about $340,000 for some of the most severe examples of pain and suffering. That’s something that you Personal Injury Lawyer in Oakville should council you about in advance.